Looking for the latest home loan interest rates in India? Compare all bank home loan interest rates and find the best option for you. Check eligibility, EMI, and more!
Anjali Singh
Assistant Manager
Are you looking for a house to purchase or construct? If so, then a large amount of money is required to complete this work. But the problem is that you may not have enough money to fulfil your needs. A home loan is a great solution to build or buy a house and you can take loans from banks and finance companies. The interest rates of this loan are usually low from other types of loans and you can repay it easily.As a good borrower, it is your responsibility to get a loan for your house at a good interest rate but you need to do some research about it. You should compare the rate of interest of all lender's offers in the market. Public Sectors & Private Banks and Housing finance companies are big players in this loan category. Choose according to your needs.
|
Bank Name |
Interest Rate |
Loan Amount Range Up to |
Percentage of Total Loan Amount |
|
Bank of India |
8.30%* |
Rs. 75 lakh |
75% - 90% |
|
Bank of Baroda |
8.40%* |
Rs. 20 crore |
75% - 90% |
|
Punjab National Bank |
8.50%* |
Rs. 1 crore |
75% - 90% |
|
Punjab & Sind Bank |
8.95%* |
Rs. 50 lakh |
75% - 90% |
|
SBI Bank |
8.60%* |
Rs. 10 crore |
75% - 90% |
|
Union Bank of India |
8.35%* |
Rs. 30 lakh |
75% - 90% |
|
UCO Bank |
8.45%* |
Up to Rs. 75 lakh |
75% - 90% |
|
Bank of Maharashtra |
8.35%* |
Up to Rs. 30 lakh |
75% - 90% |
|
Canara Bank |
8.40%* |
Up to Rs. 10 crore |
75% - 90% |
|
Indian Overseas Bank |
8.85%* |
Up to Rs. 5 crore |
75% - 90% |
|
IDBI Bank |
8.55%* |
Up to Rs. 10 crore |
75% - 90% |
|
Indian Bank |
8.55%* |
Up to Rs. 5 crore |
75% - 90% |
|
Central Bank of India |
8.60%* |
Up to Rs. 5 crore |
75% - 90% |
|
Allahabad Bank |
8.65%* |
Up to Rs. 5 crore |
75% - 90% |
|
Syndicate Bank |
8.75%* |
Up to Rs. 5 crore |
75% - 90% |
Note: All the above provide interest rates and other benefits may be changed according to Lender. Make sure to check the latest interest rates before apply for home loan.
|
Bank Name |
Onwards Interest Rate |
Loan Amount Range Up to |
Percentage of Total Loan Amount |
|
HDFC Bank Ltd. |
8.35% |
Rs. 10 crore |
75% - 90% |
|
Kotak Mahindra Bank |
8.70% |
Rs. 10 crore |
75% - 90% |
|
ICICI Bank |
8.75% |
Rs. 10 crore |
75% - 90% |
|
Axis Bank |
8.70% * |
Rs. 10 crore |
75% - 90% |
|
Karur Vysya Bank |
8.95% * |
Rs. 5 crore |
75% - 90% |
|
South Indian Bank |
9.84% * |
Rs. 5 crore |
75% - 90% |
|
Karnataka Bank |
8.58% * |
Rs. 5 crore |
75% - 90% |
|
Federal Bank |
8.80%* |
Rs. 5 crore |
75% - 90% |
|
Dhanlaxmi Bank |
9.35% * |
Rs. 5 crore |
75% - 90% |
|
Tamilnad Mercantile Bank |
9.45% * |
Rs. 5 crore |
75% - 90% |
|
Bandhan Bank |
9.16% * |
Rs. 5 crore |
75% - 90% |
|
RBL Bank |
8.90% |
Rs. 5 crore |
75% - 90% |
|
Yes Bank |
9.20% * |
Rs. 5 crore |
75% - 90% |
|
IDBI Bank |
8.55%* |
Rs. 10 crore |
75% - 90% |
|
Canara Bank |
8.40% * |
Rs. 10 crore |
75% - 90% |
Note: All the above provide interest rates and other benefits may be changed according to lender. Make sure to check the latest interest rates before applying for home loan.
|
HFC Name |
Onwards Interest Rate |
Loan Amount Range Up to |
Percentage of Total Loan Amount |
|
LIC Housing Finance |
8.35% |
Rs. 10 crore |
75% - 90% |
|
HDFC Ltd. |
8.40% |
Rs. 10 crore |
75% - 90% |
|
PNB Housing Finance |
8.50% |
Rs. 10 crore |
75% - 90% |
|
Indiabulls Housing Finance |
8.65% |
Rs. 10 crore |
75% - 90% |
|
DHFL |
8.75% |
Rs. 10 crore |
75% - 90% |
|
Bajaj Finserv |
8.80% |
Rs. 10 crore |
75% - 90% |
|
Tata Capital |
8.85% |
Rs. 10 crore |
75% - 90% |
|
Reliance Home Finance |
9.00% |
Rs. 10 crore |
75% - 90% |
|
Gruh Finance |
9.25% |
Rs. 5 crore |
75% - 90% |
|
Aditya Birla Housing Finance |
9.30% |
Rs. 5 crore |
75% - 90% |
|
Piramal Capital & Housing Finance |
9.35% |
Rs. 5 crore |
75% - 90% |
|
Shriram Housing Finance |
9.50% |
Rs. 5 crore |
75% - 90% |
|
Edelweiss Housing Finance |
9.75% |
Rs. 5 crore |
75% - 90% |
|
Muthoot Homefin |
10.00% |
Rs. 5 crore |
75% - 90% |
|
IIFL Home Loan |
10.25% |
Rs. 5 crore |
75% - 90% |
Note: All the above provide interest rates and other benefits may be changed according to Lender. Make sure to check the latest interest rates before applying for the loan.
Pick an offer of a good interest rate that is suitable for you. Below are some pointers for your reference.
Home loan interest rates are a factor when you select the best plan for your needs. In the market, multiple banks and financial organizations are providing Home loans. Still, their offers are different according to separate eligibility and policy. It would help to keep your financial profile very good because taking a loan with a good interest rate is important. In the above article, we provide you with a comparison of home loan interest rates all banks and financial companies offer. Pick one option according to your needs. Visit the loan provider's website to understand details about offers. Even top fintech companies like My Mudra also help you to get the home loan of your choice at competitive interest rates and attractive offers.
Also Read:
- Documents Required for a Home Loan
- Tips for First Time Home Buyers in India
Assistant Manager
Hey there, I'm Anjali Singh. With over 6 years of experience in finance, I specialize in creating content on banking, loans, and financial planning. My goal is to simplify complex financial topics and help readers make informed decisions through my articles.
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